PineBill

Terms of Service

1. Acceptance of Terms

By accessing or using this PineBill, you agree to these Terms of Service in accordance with the laws of the Republic of Ghana.

2. Use of Service

  • The platform may be used solely for lawful business invoicing, billing, and financial record-keeping in compliance with Ghanaian laws and regulations.
  • You agree to use the service in compliance with all applicable laws and regulations in Ghana, including requirements of the Ghana Revenue Authority (GRA) and the Data Protection Act, 2012 (Act 843).

3. Disclaimer

You are responsible for maintaining the confidentiality of your account credentials and all activities conducted under your account.

4. Limitation of Liability

Limitations

To the fullest extent permitted by Ghanaian law, we are not liable for indirect, incidental, or consequential damages arising from use of the service.

Liability

You are solely responsible for how the platform is used, the data entered, and compliance with applicable Ghanaian laws and regulations.

5.Subscription, Payments & Mobile Money

Some features require a paid subscription. Payments may be processed through Paystack, Mobile Money (MoMo), bank cards, or other approved payment channels. All fees are charged in Ghana Cedis (GHS) unless otherwise stated and are non-refundable except where required by Ghanaian law.

6. Data Ownership & Privacy

You retain full ownership of your invoices, customer information, and business data. We process and protect your data in compliance with the Ghana Data Protection Act, 2012 (Act 843).

7. Taxes, VAT & GRA Compliance

You are responsible for ensuring that all invoices generated using the platform comply with applicable Ghana Revenue Authority (GRA) regulations, including VAT, NHIL, GETFund Levy, and other statutory taxes. Where supported, the platform may provide features aligned with GRA e-VAT or e-Invoicing systems, but we do not guarantee automatic tax filings or regulatory approval on your behalf.

8. Service Availability

We strive to maintain reliable and continuous service; however, availability may be affected by maintenance, third-party services, or network disruptions.

9. Prohibited Use

You may not use the platform for fraudulent transactions, tax evasion, money laundering, or any unlawful activity under Ghanaian law.

10. Account Suspension or Termination

We reserve the right to suspend or terminate accounts that violate these terms, payment obligations, or applicable Ghanaian regulations.

11. Prohibited Use

You may not use the platform for fraudulent transactions, tax evasion, money laundering, or any unlawful activity under Ghanaian law.

12. Governing Law

These terms of service are governed by the laws of Ghana, without regard to its conflict of law provisions.

13. Contact

For questions or concerns regarding these Terms, please contact our support team.

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